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 | KOM Information Memorandum KOM Defined Terms KOM Challenge Series Calendar and Event Costs to 2012 KOM Summary Bullet Points KOM SWOT Analysis Section 4       Event Organiser's sporting interests, tertiary qualifications, 
involvement with vision impaired cyclists  Phil Johnston - (a) is 56; 
(b)           has played active sports all his
life: * completed approx 15 ocean and Harbour swims (c) swims about 5km each week; (d) cycles approx 125km hilly routes each Sunday with similarly inclined middle aged folk amongst www.Muggaccinos.com; (e) has just retired from Commonwealth Bank's "Public Private Partnerships Infrastructure" Division after 37 years where he wrote credit papers to lend between $20m and $100m for urban infrastructure projects ranging from hospitals, prisons, defence force barracks etc - highlighted the merit often flowing from private sector innovation; 
(f)            
holds from
Macquarie University in Sydney - (g) adept at documenting agreements setting out all parties rights and obligations; (h) has cycled with 4 blind cyclists. | 
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